Tourist Spots and Accommodations for the Best Winter Getaways

Author: admin  //  Category: massachusetts property

Winter season is also an excellent time to plan a vacation and enjoy the cold climate. Here are several suggestions to an exciting winter getaway.

Winter season often limits outdoor vacation and activities. The snow sometimes reaches six inches deep that prevent us from having fun outside. However winter time is not at all that constricting if we could only research on excellent places where winter can be turned to an enjoyable season also.

You can go to various winter destinations like Vermont, Massachusetts, North and South Dakota as well as Breckenridge, The Smoky Mountains and the Poconos. If you are snowboarder, skier or someone who enjoys the winter season, planning a winter vacation in advance is a good way to ensure good accommodations in the most in-demand winter getaway destinations. Here are some of the great destinations during a cold, snowy period.

Hershey Pennsylvania is your vacation destination when you are planning to travel during or before the Christmas season. The home of Hershey’s, Hershey Park is also what kids regard as Christmas Candyland or Chocolate Town. This celebration usually runs for one month prior to Christmas.

Situated in the small riverside townhouse of Jukkasjarvi, Sweden, Swedens Ice Hotel is popular worldwide for providing the best winter vacation. It is opened and created every winter out of about 10,000 tons of ice taken from close rivers and 30,000 tons of snow. It features the popular Absolut Ice Bar, a winter favorite destination here.

During the winter season Yellowstone National Park is also a famous summer destination in US, offering learning and lodging programs, wherein visitors of all ages can participate in their educational lessons throughout the winter. This program offers a great way for guests of all ages to learn more about the fascinating and beautiful Yellowstone National Park.

Wisconsin has a small town that offers perfect winter vacation treats. This is at Great Wolf Lodge, the home of gigantic indoor water parks. Great Wolf Lodge is a popular destination for kids or for the whole family. Tourists in Wisconsin Dells can get the best of both worlds starting from the summertime until the snow begins to fall outdoors. Wisconsin Dells is situated near both Madison, Wisconsin and Milwaukee.

Mont Tremblant is situated along Canadas stunning Laurentian Mountains of Quebec. Mont Tremblant provides its visitors with land of more than 600 acres for snowboarding and skiing.

Lodging is not a problem because there are a lot of winter getaway hotels around. The Anassa Hotel offers its visitors Mediterranean dishes at Main Helios Restaurant along with a complimentary breakfast at The Amphora Restaurant.

This hotel is situated in Polis Cyprus, approximately 500 meters away from its own private beach, 7 kilometers away from the Town Center, and 3 kilometers away from the Latchi. Each of the guestrooms has light decorations, louvered shutters and marble floors. All units have bathrobes, balconies, dial-up Internet connections, climate control, direct-dial telephones and satellite television.

Next is the Atlantic Place Hotel, located in a residential district and one kilometer away from the Center of Sorrento. The hotel is 45 kilometers away from Napel Airport and about an hour’s drive from the resort. Dinner and breakfast are available from the Delle Farfalle Restaurant located inside the property.

Hilton Sorrento Palace Hotel offers panoramic views of the bats of Napel. This hotel is 500 meters away from the historic center of Sorrento. All the air-conditioned rooms have warm Mediterranean decorations and extended balconies. The hotel’s guestrooms are equipped with satellite colored television, wireless internet access and hairdryers.

You can also try the Gardenia Hotel in Colombare. This hotel is 11 kilometers away from Lake Garda and 3 kilometers from Sirmione. It is also 10 kilometers away from the San Vigilio Headland and 11 kilometers away from Garda Lake. All the hotel’s guestrooms are equipped with work desks, air-conditioners, satellite cable televisions and coffee makers. Its Gardenia Restaurants offers regional and local dishes.

David H. Urmann

The Red Cross and DirectBuy team up to boost blood supply

Author: admin  //  Category: massachusetts homes

STONEHAM, MASSACHUSETTS…

Supporting the blood supply is a community-wide responsibility. That’s why DirectBuy is teaming up with the American Red Cross to host a blood drive on Wednesday, July 22, 2009.

The American Red Cross blood bus will be at DirectBuy of Boston North’s 100A Fallon Road location in Stoneham between the hours of 2pm and 8 pm. Walk-ins are welcome. However, due to limited space in the Donor Center, the Red Cross encourages donors to make an appointment by calling 1-800-GIVE-LIFE or logging on to www.givelife.org.

As an added incentive for donors to make an appointment in advance, all presenting donors will receive a coupon for a free carton of Friendly’s Ice Cream. A scheduled appointment is required to receive the coupon.

“A safe and sufficient blood supply must be on the shelves when patients need it most, and the only source of blood is a generous blood donor,” says Donna M. Morrissey, Director of Public Relations and Corporate Affairs, American Red Cross - Northeast Division. “The American Red Cross is appreciative of DirectBuy for its support of our life-saving mission.”

The need for blood is constant. Every day, the Northeast Division must collect 2,000 units of blood just to meet the basic needs of patients across New England. The difference a donor can make in the life of a patient is something that cannot be overstated.

Blood can be used for patients undergoing many surgical procedures, organ transplants, trauma and chemotherapy. For some patients, such as the victim of an automobile accident, the need for blood is sudden. For others, ongoing transfusions are needed to sustain lifesaving medical treatment.

“As a member of the Stoneham business community, we’re happy to host this blood drive,” said Carl Krawczyk, managing partner of DirectBuy of Boston North.  “We urge our members and residents of the greater Stoneham area to come out and donate. Your donation could save up to three lives.”

Charitable endeavors are nothing new for DirectBuy. DirectBuy locations across Canada and the United States are active contributors to many local non-profits and charities, including the Boys & Girls Clubs, Salvation Army, YMCAs, Homes for Our Troops and Children’s Hospitals.

Since 1971, DirectBuy has helped consumers enjoy enormous savings on home furnishings, home improvement items, entertainment and outdoor products, and accessories, by providing an avenue to purchase directly from the manufacturer. Conveniently located at 100A Fallon Road in Stoneham, Massachusetts, just north of the City of Boston, DirectBuy offers members a comfortable setting, where they finally have the financial control of buying direct.

For more information on a DirectBuy membership, you can call 781-279-4433 or visit http://www.directbuycares.com.

About the American Red Cross

The American Red Cross has been a primary supplier of lifesaving blood products in the United States for more than 50 years. The American Red Cross Blood Services — Northeast Division supplies a wide range of blood components, plasma derivatives, and transfusion services to over 200 hospitals and other medical facilities throughout Maine, Massachusetts, Vermont, New Hampshire, and Connecticut. It serves the blood needs of more than 9 million residents and many thousand more who travel to New England for care at many of the nation’s top medical centers.

*In the state of Maine and Massachusetts, persons who are 16 years of age are eligible to donate blood with parental consent.

About DirectBuy

For more than 38 years, DirectBuy has been showing thousands of consumers unparalleled ways to save as they shop for virtually everything for in and around their homes – from furniture, carpet and flooring, and custom window treatments, to kitchen and bath cabinets and fixtures, appliances and much, much more.  DirectBuy enables members to purchase products from several hundred manufacturers at more than 160 showrooms across North America.  To learn more about DirectBuy, visit www.directbuy.com or www.directbuycares.com.

Joe D’eramo

Worklife Balance: Reduce Stress by Improving Decisions

Author: admin  //  Category: mass real estate

To many women the following story will be all too familiar.  After a day of office slog you fetch the kids, listen to their stories, rush to the supermarket, get home, supervise homework, manage bath-time, pack sandwiches and tog bags, cook dinner, have the necessary arguments about who can or can’t do what and finally  you get the little trolls to bed.  Sometime during this treadmill of domestic grind, hubby waltzes in, puts his feet up, watches TV, demands dinner, scoffs it, heads back to the TV and then starts thrusting his crotch at you to let you know that sex is next on his agenda. 

 

We’ve also heard many an Agony Aunt advising us to improve our planning and time-management or send the kids to friends so that you can fit him in; both literally and figuratively.

 

I don’t know about you but I get annoyed by the nonsense advocating that women should make more time to keep on meeting everyone else’s needs but their own.  For starters what these well-meaning control-freaks don’t get is that planning or scheduling and organising a date or week-end with him takes more time; the one precious resource that exhausted women are short of.

 

Never have I heard an Agony Aunt advise women to stop behaving like the family’s slave and only to meet his every need when you too are in the mood.  With almost a quarter of working women bringing home more bacon than their men, isn’t it time we learned that doing it all, to have it all, is too hefty a price to pay for the modicum of financial freedom women have gained? 

It would seem that many women are happy to do things for their children but they draw the line at having to satisfy the regular demands of his broomstick in your back at bedtime. 

When it comes to sex, lots of women develop avoidance strategies about going to bed and invent all sorts of things that need doing so that he will be snoring by the time she gets there.  Alternatively, women get there first and - even if he arrives a few minutes later - they are masters at pushing out zzz’s pretending to be deep in slumber.

If sex is the best fun we can have with or without our clothes on, then why are women developing crafty strategies to avoid the encounter? 

Perhaps matters would improve if women let their men know that males are least sexually desirable when lazing on the sofa while the sports channel deafens the rest of the family.

I’ve often wondered why men endure all that sweat at the gym if that same finely tuned rear-end is hidden by sinking it into the couch cushions thereafter?  It’s time that males learnt that women are turned on by men’s butts but only if those same buns are actively behind the vacuum cleaner or can be admired when he’s up to his elbows in soap-suds at the kitchen sink. 

So if their sexual demands aren’t met then men should be questioning what they are doing to free up their woman’s energy so that she can enjoy an active sex life.

Okay, I know that many women think this is unrealistic and fear that not meeting his demands (like cooking, cleaning and picking up after him) will end in divorce. 

Many are also concerned that by ignoring his sexual needs he may seek keener pastures.  But the truth is that if he’s the type who doesn’t value your mutual commitment, no matter how well serviced he is at home, he’s going to stray anyway.

The more important question is; when are women going to start considering what they are getting out of the relationship.  If he is not an asset physically, emotionally, mentally or spiritually then – like another of your children – he is simply a dependent. 

If this is the case then what is there to cling onto in the partnership?

Many women submit to men’s demands because they resign themselves to the lifelong habit of fulfilling society’s unrealistic expectations of what it means to be a woman.  The tradition of sacrificing ones needs and wishes for others harks back to the dark ages.  Since when is it a woman’s responsibility to work like a man and still be a slave to all the unpaid labour at home? 

If women are to strike a better work/life balance then it requires a lot more than some superficial planning and scheduling.  More importantly it’s about making difficult choices. 

The truth is we either live according to society’s demands - and make ourselves unhappy in the process - or please ourselves and put up with other people’s disapproval.  A happy medium is achieved by weighing up our options in each situation and deciding which demands we’re going to follow – our own or those of society.  

Constantly compromising yourself to meet other people’s needs is one of the main causes of depression in women.  On the other hand only considering yourself will make you self-involved and selfish.

Compromising things that matter to you puts your happiness at risk but there’s also no point in constantly taking him to task about his lack of involvement at home. 

When women nag, men retaliate by developing the knack of selective hearing.  They are prepared to put up with the whining because they know that afterwards you will continue doing everything for them. So instead of nattering about his shortcomings stop doing the things that irritate you. 

In a progressive province in India women became so fed up with men’s behaviour that they successfully organised a no-cooking strike for a few days.  There’s nothing like a rumbling tummy to get a man to change his ways and if rolling mass action isn’t for you then declare a personal strike at home.  Of course you may have to put up with a filthy house for a week or two but this is a small price to pay for appreciable change. 

In her presidential campaign Hillary Clinton appropriated the African saying that it takes a village to raise a child and we women could ease our burden by remembering that it is not a condition of being female to be solely responsible for all and sundry in the family. 

Men have the same appendages at the end of their arms as women do and these can be quite handy if put to work at home.  Children too need to learn to live independently and the only way for them to ultimately become self-sufficient is to be given more responsibility over time.

Often women unwittingly make a rod for their backs by doing too much for husbands and children.  They do so in a desperate bid to gain acknowledgement. All that really happens though is the family gets into the habit of seeing you as a doormat so, instead of appreciation, you’ll just be taken for granted. 

By facing difficult choices and not doing the things that exhaust you, you can trade-in the rod you’ve made for your back.  With the energy you retrieve you could then start calling the shots about if, when and how you may wish to take pleasure in his broomstick.

The real estate mantra ‘location, location, location’ could equally well describe the  preoccupation many people have about getting it right in bed; so much so that perfectionism has reduced sex to little more than position, position, position.  This kind of pressure is supposedly all about being creative between the sheets … or should I say on the kitchen table, perhaps with you served up as the whores d’vour?

Starting with ancient sex manuals like the Kama Sutra, much has been written about spicing up your sex life.  But how many of us get turned on by flipping through a manual while trying to crack a hand-stand in pursuit of a new, more imaginative position? 

It stands to reason that the longer you and your partner have been together the more you’re likely to get into the same old habits. But, if the routine satisfies both of you, then what’s the issue with sticking to positions like the missionary, spooning or styles inspired by Fido? 

The missionary got both its name and a bad rep because the idea of male-on-top suited the establishment’s ideas on what was deemed ‘decent’ in the bedroom.  Anyone who has tried it will know that the missionary is one of the hardest positions from which to satisfy a woman and it was only relevant during times when delighting in coitus was considered wicked for women. 

But if the missionary blows your pubic hair back, chuck out the manuals that suggest otherwise and get on with whatever you consider constitutes a good time.

The idea of inventive sex was initiated to break the missionary mould but today the obsession with ‘getting it right’ has made men and women so guarded and self-conscious that it has sucked the creative juices right out of the reality of being satisfactorily laid.  

It’s common knowledge that creativity and perfectionism cannot co-exist, so if you are fixated about which body part may or may not be shaved and whether you are revealing your cellulite or that wobbly bum, then no matter what position you take, sex will just end up being a mission.

The funny thing about vaginas and penises is that both are quite simple tools to operate; neither needs a complicated instruction manual.  The problem is not the tools so much as the workman and, as each of us enjoys different things, the only direction required is to guide your partner to the hotspots that turn you on. 

Humans have been enjoying sex for thousands of years without having to rely upon manuals, toys and faux nurse’s outfits.   So whether you’re getting your rocks off camping in a cave, soaking in a Jacuzzi or having sex on the beach, the only position important to take is to make sure you’re having fun.

Fun and creativity are products of spontaneity and no one can be spontaneous when we plan a strategy as to where, when, how and for how long we’re going to let our hair down.  Structure destroys imagination and when your toes are pinning back your ears, little could be more off-putting than having to turn to page 64 to find out where his arms and legs belong. 

Sex manuals may be good to spark off some new ideas but, once you’re all fired up, put the book down and let your creative urges rise.  It doesn’t really matter what position you land up in as long as you both enjoy getting there.

Do take some precautions though.  I knew a couple who had a preference for backseat bonking at insane hours of the morning.  On one occasion they chose a quiet golf-course parking lot thinking that the only balls in play would be swung by something flimsier than a five-iron.   However, upon reaching the crescendo they were unexpectedly applauded by a group of early-rising caddies who were overjoyed by such an extraordinary hole-in-one.

Laughter releases tension and can also ease awkward moments so, if you want him pitching tents in his Boxers, being naturally playful is more likely to get the big top up than assuming a position.  

Performance anxiety affects both men and women making it difficult for either to rise to the occasion.  Trying too hard will put the kibosh on creativity and this never-ending quest to get sex right is, in fact, the only way to get it really wrong. 

So, for all you’ve ever wanted to know about your position on positions, just ask your fertile imagination and let the hay roll from there on.

 

______________________________________________________________________________
Stephanie Vermeulen runs seminars on Applied Emotional Intelligence and Women’s Issues in business and public forums as well as being an inspiring speaker, writer and personal coach. Her books, Kill the Princess: Why Women Still Aren’t Free from the Quest for a Fairytale Life‘(USA) / Stitched-up: Who Fashions Women’s Lives?‘ (South Africa) & EQ: Emotional Intelligence for Everyone are available from leading bookstores and online through Amazon.com and Kalahari.net. She can be contacted via her website http://www.eqsa.co.za .

Stephanie Vermeulen
http://www.articlesbase.com/stress-management-articles/worklife-balance-reduce-stress-by-improving-decisions-694766.html

SALES tax on a home purcahse in MASSACHUSETTS?

Author: admin  //  Category: massachusetts homes

I’m assuming NO but in this state (TAXACHUSETTS) you can never be too sure! Also are there any states that charge a sales tax on homes?

I don’t know anywhere that buying a house requires paying sales tax—wow! what a concept!

Turbotax question: How do I claim my rent in MA if I bought a house the last month of the year?

Author: admin  //  Category: ma property

In MA you can claim monthly rent on your taxes…I did it for 2008. In 2009 I rented Jan-Nov. and then bought a house which I owned Nov-Dec. Does anyone know how..in TurboTax…I can claim both my rent for Jan-Nov and then claim my other homeowner deductions (mortgage interest, homebuyer credit, property taxes etc.) for the last month?

very likely your mortgage interest and property taxes will not put you over the standard deduction so including those this year will probably not be to your benefit–at most there is only one month of interest and only the property tax on your escrow will probably be effective

R&P: Let’s decide — What are the best songs of 2009 (Round 1 - Part 6)?

Author: admin  //  Category: massachusetts homes for sale

The never-ending battle continues.
Today we have a new guest contributor. You may know him as David, you may know him as paperbag, but he’s bee a regular here for quite a while (longer than I), and he was nice enough to write up some match-ups while I deal with cross-country flights. The First Annual Rock & Pop Best Song Competition (2009 Edition) continues.

MARQUEE MATCHUP
"Last of the English Roses" - Peter Doherty
http://www.youtube.com/watch?v=qjIO-AJlFoU
The lead single from the celebrated and controversial indie icon’s debut solo album. Produced by Stephen Street (The Smiths), this atmospheric, elegant song features Blur’s Graham Coxon on guitar. Picture a lost love from your past as you listen.
VS.
"Moving Clocks Run Slow" - We Were Promised Jetpacks
http://www.youtube.com/watch?v=0nw7mThmd6E
Hailed by critics for their "youthful brio and subtlety" (Mojo) and "dreamy and impressionistic" lyrics (The A.V. Club), this Scottish band cites The Twilight Sad and Frightened Rabbits as influences. Listen to this song from their debut album and see if you feel the praise is deserved.

MATCH UP 2:
"Antenna" - Sonic Youth
http://www.youtube.com/watch?v=1B_NVayA_VI
A song from The Eternal, Sonic Youth’s sixteenth album. Always pushing the musical envelope, and therefore always polarizing, the band describe this song as a "melodious ode to fleeting fantasy and unresolved desire with the sound of two analogue radios communicating the emotional action." Are you on their unique wavelength or eager to tune out?
VS.
"The Fixer" - Pearl Jam
http://www.youtube.com/watch?v=w_d6Km3QJFc
A lighter-than-usual single from the Seattle icons. Are they… having a good time?! It’s certainly no "World Wide Suicide." A few critics have blasted PJ for this bouncier, more pop-oriented sound, damning it as forced and ill-fitting. Do you concur or are you too busy nodding your head and singing along with poppier Vedder?

MATCH UP 3:
"My Wife’s Home Town" - Bob Dylan
http://www.lala.com/#search/bob%20dylan%20my%20wife%27s%20home%20town
The legendary singer/songwriter is pushing 70 and still kicking. It’s been said his voice (always an acquired taste) is shot and he should retire; others insist he’s as brilliant and relevant as ever. Listen to this cut from Together Through Life and decide for yourself.
(editor’s note: no youtube link, sorry guys).
VS.
"Wretched World" - Converge
http://www.youtube.com/watch?v=YojThNUSpkw
If elderly Dylan isn’t to your taste, perhaps a metalcore band from Salem, Massachusetts will be. This song features contributions from Genghis Tron and is included on their most recent album, Axe to Fall.

MATCH UP 4:
"New Divide" - Linkin Park
http://www.youtube.com/watch?v=ysSxxIqKNN0
A song by one of the decade’s most successful American bands for 2009’s most popular (and most plot-free) film–this is without a doubt music as big business. Empty bombast? Or a rousing anthem? You decide. And decide quick, before Michael Bay and Megatron blow Yahoo! Answers to smithereens!
VS.
"Savior" - Rise Against
http://www.youtube.com/watch?v=_Qhry7ufxno
Vocalist Tim McIlrath and his band of melodious hardcore men hail from Chicago. This is one of their most successful singles to date. Oh, the angst! The sorrow! Do you feel their pain? Or will you vote against Rise Against?

MATCH UP 5:
"Baby By Me" - 50 Cent
http://www.youtube.com/watch?v=lpxpHQ9ggUE
G-Unit! The movie! The video games! You would be forgiven if you had forgotten 50 Cent’s career as a recording artist. Sales for Before I Self Destruct, his fourth album, were disappointing. Listen to this song, which features Ne-Yo, and decide if people are missing out by missing Curtis’ newer music.
VS.
"Love Me" - Justin Bieber
http://www.youtube.com/watch?v=wzaMvIWCQQw
Get perfect hair or die tryin’. See the 15-year-old lothario steal from The Cardigans and woo tween girls from coast to coast! Does this simple, sweet pop song leave you smiling or does Justin have your stomach turning?

You, the community here at Yahoo! Answers, nominated 350+ songs, your favorites of the year, to face-off in head-to-head battles, tournament style, to determine the best songs of this calendar year.

As always, I ask that you listen to all of the songs… don’t vote on name alone. Listen to them, weigh them, and then choose with reason, which song is the better of the two in the given match ups. Star it, and try to get as many voters to this thing as you can.

So, THE QUESTION: which songs are the better of each these match ups (even if it’s only the lesser of two evils in your eyes)?
if you listened to this one Justin Bieber song — feel free to ignore my "listen to every song" rule for future Justin Bieber songs (oh, and there are like 5 more of those things on the list…. thanks, tweens).

Good day, Waves!

"Last of the English Roses" - Peter Doherty
I like Pete… and Graham!

"Antenna" - Sonic Youth
The Toes is a sucker for all things SY.

"My Wife’s Home Town" - Bob Dylan
Yep yep yep. That’s all I have to say about that.

"Savior" - Rise Against
I hate Linkin Park.

Good, God. I could only tolerate about 15 seconds of each, but I will have to say 50 Cent on this one!

can a realtor give a cash gift?

Author: admin  //  Category: mass real estate

a realtor friend of mine said if I refer someone to him and that person buys or lists a house from him he will give me a 100 cash or a 100 gift card for the referral. is this even legal? He does real estate for mass and rhode island.

In my area, this practice is discouraged. But if a Realtor has to pay for leads, I would suspect your friends that you referred to him would not be pleased with his service.

Amount of Heating oil to heat a Massachusetts home?

Author: admin  //  Category: massachusetts homes

What is the averge amount of heating oil used to heat a single family home in Massachusetts? The house was bulit in 1930.

Is 50 gallons per week about right?

that is a lot of oil i think your are a little over

I am a first time home-buyer in Massachusetts, want to use tax break as down payment?

Author: admin  //  Category: massachusetts homes for sale

I am a first time home-buyer in Massachusetts, and I want to use the first time home-buyer tax break as down payment. Now that the program for the tax credit has been extended into April of 2010, can a buyer still use this program, and how can I use it? I have looked all over the Web and cannot find updated information about the rules governing this kind of sale, any advice would be appreciated.
Thanks for all this feedback so far, this is excellent. A few points to add: I know that some states, (MA included) have allowed people to use the tax break as a down payment (or monetize, as a few people said) - my primary question is if this ‘ability’ was extended the same as the tax break was also extended. It sounds as if the consensus is that it would have to be done on a lender-by-lender basis.
Also, I am looking to purchase a multi-family home so that it would be both my primary residence and an investment. so in this regard I don’t think it would be foolhardy to take advantage of the opportunity if it were available. I currently pay more in rent that I would be paying for a mortgage for a property I have been looking at.

See if you can get a loan against it, or if you are 100% sure you will be able to close a deal, change your tax withholding with your payroll department at work to be single 9, which will give you a boost in take home pay, and effectively get the credit now (since you will not need as much withheld from your pay when you file taxes next year if you get the credit). Just be sure to put the extra cash away somewhere safe in case you don’t close on a house, so you can make estimated tax payments to "repay" this extra take home pay later.

Warren Says Commercial Real Estate Loans Pose Danger: Video

Author: admin  //  Category: mass real estate

Feb. 11 (Bloomberg) — Elizabeth Warren, chairwoman of the Congressional Oversight Panel for the Troubled Asset Relief Program, talks with Bloomberg’s Betty Liu about the outlook for community banks that have exposure to commercial real estate loans.
Warren, speaking from Newton, Massachusetts, also discusses the need for so-called stress tests on community banks. Commercial real estate loans have potential to go sour and wreck the U.S. economy unless regulators prepare now, according to a report from the watchdog for the federal financial rescue program. (Source: Bloomberg)

Duration : 0:4:21

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