Malden Massachusetts (MA) Real Estate Tour

Author: admin  //  Category: mass real estate

http://www.maldenmarealestate.com — Tour Malden, MA neighborhoods, condominium developments, subdivisions, schools, landmarks, recreational areas, and town offices.

Malden, Massachusetts boasts a rich history spanning more than three centuries, from its origins as a small settlement called Mystic Side to the modern, energetic city of today.

Residents state proudly that Malden has always been at the heart of things; the city has borne writers and industrialists, revolutionaries and governors, actors and artists. From Elisha Converse to John Volpe, from Walter Brennan to Louise Stokes to Frank Stella, Maldonians have participated in every facet of American culture.

Even now, Malden is at the heart of an innovative New England economy. Just ten minutes from downtown Boston, Malden is situated in close proximity to metropolitan Boston’s major arteries and interstates. Residents enjoy direct access to one of the world’s busiest international airports, and the city is serviced by both commuter rail and the MBTA Orange Line.

Some of America’s best universities are within a stone’s throw, as are many of the world’s best high-tech and medical research facilities. The city is only minutes away from some of New England’s great beaches. Amidst all this activity, Malden has tenaciously preserved its colonial heritage and neighborly small-town traditions.

Malden enjoys an active business community, a downtown in the process of rejuvenation, a fine system of parks and playgrounds and a variety of social, cultural and fraternal organizations. To loyal residents and newcomers alike, Malden offers the best of both worlds; ready availability to the cultural nexus of the big city and the familiar feel of a small town. For other town tours visit http://www.virtualhomes.com . For towns in MA visit http://www.ma-virtualhomes.com . For MA relocation information go to http://www.relocationma.com . For a MA MLS map search visit http://www.virtualhomesmls.com .

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Worklife Balance: Reduce Stress by Improving Decisions

Author: admin  //  Category: mass real estate

To many women the following story will be all too familiar.  After a day of office slog you fetch the kids, listen to their stories, rush to the supermarket, get home, supervise homework, manage bath-time, pack sandwiches and tog bags, cook dinner, have the necessary arguments about who can or can’t do what and finally  you get the little trolls to bed.  Sometime during this treadmill of domestic grind, hubby waltzes in, puts his feet up, watches TV, demands dinner, scoffs it, heads back to the TV and then starts thrusting his crotch at you to let you know that sex is next on his agenda. 

 

We’ve also heard many an Agony Aunt advising us to improve our planning and time-management or send the kids to friends so that you can fit him in; both literally and figuratively.

 

I don’t know about you but I get annoyed by the nonsense advocating that women should make more time to keep on meeting everyone else’s needs but their own.  For starters what these well-meaning control-freaks don’t get is that planning or scheduling and organising a date or week-end with him takes more time; the one precious resource that exhausted women are short of.

 

Never have I heard an Agony Aunt advise women to stop behaving like the family’s slave and only to meet his every need when you too are in the mood.  With almost a quarter of working women bringing home more bacon than their men, isn’t it time we learned that doing it all, to have it all, is too hefty a price to pay for the modicum of financial freedom women have gained? 

It would seem that many women are happy to do things for their children but they draw the line at having to satisfy the regular demands of his broomstick in your back at bedtime. 

When it comes to sex, lots of women develop avoidance strategies about going to bed and invent all sorts of things that need doing so that he will be snoring by the time she gets there.  Alternatively, women get there first and - even if he arrives a few minutes later - they are masters at pushing out zzz’s pretending to be deep in slumber.

If sex is the best fun we can have with or without our clothes on, then why are women developing crafty strategies to avoid the encounter? 

Perhaps matters would improve if women let their men know that males are least sexually desirable when lazing on the sofa while the sports channel deafens the rest of the family.

I’ve often wondered why men endure all that sweat at the gym if that same finely tuned rear-end is hidden by sinking it into the couch cushions thereafter?  It’s time that males learnt that women are turned on by men’s butts but only if those same buns are actively behind the vacuum cleaner or can be admired when he’s up to his elbows in soap-suds at the kitchen sink. 

So if their sexual demands aren’t met then men should be questioning what they are doing to free up their woman’s energy so that she can enjoy an active sex life.

Okay, I know that many women think this is unrealistic and fear that not meeting his demands (like cooking, cleaning and picking up after him) will end in divorce. 

Many are also concerned that by ignoring his sexual needs he may seek keener pastures.  But the truth is that if he’s the type who doesn’t value your mutual commitment, no matter how well serviced he is at home, he’s going to stray anyway.

The more important question is; when are women going to start considering what they are getting out of the relationship.  If he is not an asset physically, emotionally, mentally or spiritually then – like another of your children – he is simply a dependent. 

If this is the case then what is there to cling onto in the partnership?

Many women submit to men’s demands because they resign themselves to the lifelong habit of fulfilling society’s unrealistic expectations of what it means to be a woman.  The tradition of sacrificing ones needs and wishes for others harks back to the dark ages.  Since when is it a woman’s responsibility to work like a man and still be a slave to all the unpaid labour at home? 

If women are to strike a better work/life balance then it requires a lot more than some superficial planning and scheduling.  More importantly it’s about making difficult choices. 

The truth is we either live according to society’s demands - and make ourselves unhappy in the process - or please ourselves and put up with other people’s disapproval.  A happy medium is achieved by weighing up our options in each situation and deciding which demands we’re going to follow – our own or those of society.  

Constantly compromising yourself to meet other people’s needs is one of the main causes of depression in women.  On the other hand only considering yourself will make you self-involved and selfish.

Compromising things that matter to you puts your happiness at risk but there’s also no point in constantly taking him to task about his lack of involvement at home. 

When women nag, men retaliate by developing the knack of selective hearing.  They are prepared to put up with the whining because they know that afterwards you will continue doing everything for them. So instead of nattering about his shortcomings stop doing the things that irritate you. 

In a progressive province in India women became so fed up with men’s behaviour that they successfully organised a no-cooking strike for a few days.  There’s nothing like a rumbling tummy to get a man to change his ways and if rolling mass action isn’t for you then declare a personal strike at home.  Of course you may have to put up with a filthy house for a week or two but this is a small price to pay for appreciable change. 

In her presidential campaign Hillary Clinton appropriated the African saying that it takes a village to raise a child and we women could ease our burden by remembering that it is not a condition of being female to be solely responsible for all and sundry in the family. 

Men have the same appendages at the end of their arms as women do and these can be quite handy if put to work at home.  Children too need to learn to live independently and the only way for them to ultimately become self-sufficient is to be given more responsibility over time.

Often women unwittingly make a rod for their backs by doing too much for husbands and children.  They do so in a desperate bid to gain acknowledgement. All that really happens though is the family gets into the habit of seeing you as a doormat so, instead of appreciation, you’ll just be taken for granted. 

By facing difficult choices and not doing the things that exhaust you, you can trade-in the rod you’ve made for your back.  With the energy you retrieve you could then start calling the shots about if, when and how you may wish to take pleasure in his broomstick.

The real estate mantra ‘location, location, location’ could equally well describe the  preoccupation many people have about getting it right in bed; so much so that perfectionism has reduced sex to little more than position, position, position.  This kind of pressure is supposedly all about being creative between the sheets … or should I say on the kitchen table, perhaps with you served up as the whores d’vour?

Starting with ancient sex manuals like the Kama Sutra, much has been written about spicing up your sex life.  But how many of us get turned on by flipping through a manual while trying to crack a hand-stand in pursuit of a new, more imaginative position? 

It stands to reason that the longer you and your partner have been together the more you’re likely to get into the same old habits. But, if the routine satisfies both of you, then what’s the issue with sticking to positions like the missionary, spooning or styles inspired by Fido? 

The missionary got both its name and a bad rep because the idea of male-on-top suited the establishment’s ideas on what was deemed ‘decent’ in the bedroom.  Anyone who has tried it will know that the missionary is one of the hardest positions from which to satisfy a woman and it was only relevant during times when delighting in coitus was considered wicked for women. 

But if the missionary blows your pubic hair back, chuck out the manuals that suggest otherwise and get on with whatever you consider constitutes a good time.

The idea of inventive sex was initiated to break the missionary mould but today the obsession with ‘getting it right’ has made men and women so guarded and self-conscious that it has sucked the creative juices right out of the reality of being satisfactorily laid.  

It’s common knowledge that creativity and perfectionism cannot co-exist, so if you are fixated about which body part may or may not be shaved and whether you are revealing your cellulite or that wobbly bum, then no matter what position you take, sex will just end up being a mission.

The funny thing about vaginas and penises is that both are quite simple tools to operate; neither needs a complicated instruction manual.  The problem is not the tools so much as the workman and, as each of us enjoys different things, the only direction required is to guide your partner to the hotspots that turn you on. 

Humans have been enjoying sex for thousands of years without having to rely upon manuals, toys and faux nurse’s outfits.   So whether you’re getting your rocks off camping in a cave, soaking in a Jacuzzi or having sex on the beach, the only position important to take is to make sure you’re having fun.

Fun and creativity are products of spontaneity and no one can be spontaneous when we plan a strategy as to where, when, how and for how long we’re going to let our hair down.  Structure destroys imagination and when your toes are pinning back your ears, little could be more off-putting than having to turn to page 64 to find out where his arms and legs belong. 

Sex manuals may be good to spark off some new ideas but, once you’re all fired up, put the book down and let your creative urges rise.  It doesn’t really matter what position you land up in as long as you both enjoy getting there.

Do take some precautions though.  I knew a couple who had a preference for backseat bonking at insane hours of the morning.  On one occasion they chose a quiet golf-course parking lot thinking that the only balls in play would be swung by something flimsier than a five-iron.   However, upon reaching the crescendo they were unexpectedly applauded by a group of early-rising caddies who were overjoyed by such an extraordinary hole-in-one.

Laughter releases tension and can also ease awkward moments so, if you want him pitching tents in his Boxers, being naturally playful is more likely to get the big top up than assuming a position.  

Performance anxiety affects both men and women making it difficult for either to rise to the occasion.  Trying too hard will put the kibosh on creativity and this never-ending quest to get sex right is, in fact, the only way to get it really wrong. 

So, for all you’ve ever wanted to know about your position on positions, just ask your fertile imagination and let the hay roll from there on.

 

______________________________________________________________________________
Stephanie Vermeulen runs seminars on Applied Emotional Intelligence and Women’s Issues in business and public forums as well as being an inspiring speaker, writer and personal coach. Her books, Kill the Princess: Why Women Still Aren’t Free from the Quest for a Fairytale Life‘(USA) / Stitched-up: Who Fashions Women’s Lives?‘ (South Africa) & EQ: Emotional Intelligence for Everyone are available from leading bookstores and online through Amazon.com and Kalahari.net. She can be contacted via her website http://www.eqsa.co.za .

Stephanie Vermeulen
http://www.articlesbase.com/stress-management-articles/worklife-balance-reduce-stress-by-improving-decisions-694766.html

can a realtor give a cash gift?

Author: admin  //  Category: mass real estate

a realtor friend of mine said if I refer someone to him and that person buys or lists a house from him he will give me a 100 cash or a 100 gift card for the referral. is this even legal? He does real estate for mass and rhode island.

In my area, this practice is discouraged. But if a Realtor has to pay for leads, I would suspect your friends that you referred to him would not be pleased with his service.

Warren Says Commercial Real Estate Loans Pose Danger: Video

Author: admin  //  Category: mass real estate

Feb. 11 (Bloomberg) — Elizabeth Warren, chairwoman of the Congressional Oversight Panel for the Troubled Asset Relief Program, talks with Bloomberg’s Betty Liu about the outlook for community banks that have exposure to commercial real estate loans.
Warren, speaking from Newton, Massachusetts, also discusses the need for so-called stress tests on community banks. Commercial real estate loans have potential to go sour and wreck the U.S. economy unless regulators prepare now, according to a report from the watchdog for the federal financial rescue program. (Source: Bloomberg)

Duration : 0:4:21

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Network Marketing - Ten Things You Need to Know Before Joining Any Company

Author: admin  //  Category: mass real estate

In my 20-year search for what I considered the best network marketing company to be in business with, I discovered many things to look for — and to watch out for — in a company. In my experience, these are the 10 most important items.

1.  It’s absolutely critical that the corporate leadership of the company have integrity and a proven track record.  The company is only as good as the people running it.

 

2.  The compensation plan has to be set up so that the reps are well paid.  You have to be compensated for your time.  For example, the company I am currently with set a cap on corporate profits, requiring over 90% of the revenue to always be paid out to the reps!  (That’s just unheard of! If that doesn’t prove that the founder started the company to help other people and not himself, I don’t know what would! Because of this, there have been 28 pay raises in the comp plan during the 8 years the company has been in business.)  Unfortunately, most companies are started to make the owner of the company a lot of money.  I would especially stay away from any binary plans, because those are usually virtual cash cows for the owners. With binaries, what usually happens is that the reps never get paid for a large percentage of their hard work.

3.  The company needs to have very little debt, or better yet, be debt-free (which is rare.)  If the company you’re with goes belly-up, your paycheck won’t clear the bank!

 

4.  The company needs to have a simple, duplicable system for building your business.  If it’s too complicated or involves too much education, it will be hard to find enough people willing to get involved or stick with it.

5.  The timing of the company can be a huge factor in how quickly you can get your business off the ground.  If you can be so fortunate as to get involved with the right company at just the right time, you can be a millionaire within 2-3 years! The “right time” is after the company has been around long enough to prove the test of time (5-6 years) and just before the growth hits critical mass.  (The same concept as ”buying the real estate before the interstate comes through.”)

 

6. I have learned the hard (expensive!) way to definitely stay away from start-up companies, because in all likelihood they will only be around for a few months.  It doesn’t matter how great the comp plan is if they’re not around to pay you. Start-ups are ok to gamble on, of course, but only with money you don’t mind losing, and never for your main source of income.

7. I recommend staying away from companies that are traded publicly, because they have to be more concerned with keeping the stockholders happy than keeping the reps happy.  And the stockholders could care less about the reps!

 

8. The company should have competitively-priced consumable products or services that are recession-proof.   In other words, things people are going to have to purchase regardless of what happens with the economy.

9. The array of products or services should have enough variety to be flexible and trend-friendly.  For example, the company I’m with has such a wide variety of products and services that people use everyday, that it didn’t hurt the company one bit when a certain product went out of style.  If something else goes out of style, that won’t hurt us either, because we’ll always be marketing whatever is IN style.

 

10. The company needs to be one that you sincerely believe in, and have a good feeling about, with products or services that you are sold on yourself. You should always be your own best customer. People can sense your level of belief and commitment, and they won’t join with you unless they can tell that you are 100% sold yourself.

 

 

Linda Gracy
http://www.articlesbase.com/home-business-articles/network-marketing-ten-things-you-need-to-know-before-joining-any-company-674531.html

Silver Best Bet for the Little Guy, it Could Make You Rich!

Author: admin  //  Category: mass real estate

By Michael Webster: Syndicated Investigative Reporter.  Jan 5, 2009 at 4:30 PM PST.

Opinion:

I’ve been advocating for years that in my humble opinion the average person like me should buy silver, real silver not paper or certificates but rather coins, bars, bullion and even silver jewelry. I’m not a financial adviser, financial consultant or in anyway benefit from sharing with my readers what I do and it’s up to them what they do. Also I believe to further protect yourself if you do buy silver take physical possession and hung on and buckle up as the silver ride soon starts to unfold upward.

Silver is the poor mans gold, as of this writing silver spot is around $11.00 dollars per OZ. That still means a relatively small amount of money will buy a lot of silver.

In my opinion investing in silver is the best hedge and defense against all future economic forecasts including a predicted devaluing U.S. dollar, recession, depression, inflation, deflation and hyperinflation.

Let us look at what others are saying about the economy, investing and the future.

Clive Maund is an English technical analyst, holding a diploma from the Society of Technical Analysts, at Cambridge University, Cambridge England. Maund warns, “Watching investors fleeing into the perceived safety of US Treasuries is akin to watching people board the Titanic in the movie – you know that they are doomed.

This is because the United States is totally bankrupt – more than bankrupt in fact, since its debts are physically impossible to repay in any circumstances and what we are witnessing now is the cowards way out – the creation of money in whatever quantity is necessary to prevent total gridlock…..This has one inevitable outcome – hyperinflation, which, incidentally, can take hold even in conditions of deepening recession/depression.”

Investment manager Puru Saxena expresses his view this way. “It is worth remembering that our world’s financial system has been hijacked by money-printers. Whether it is the Federal Reserve, Bank of England or the European Central Bank – they are all creating money ‘out of thin air’ and inflating the supply of paper currencies…..Whilst paper currencies (cash) regained some purchasing power in the past few months due to forced liquidation in the asset markets, there is no chance that they will maintain their value over the medium to long-term. History is littered with numerous paper currencies which became totally worthless and I suspect many of the current ones will also disappear.”

Even the largest financial entities are suspect. Analyst James Quinn writes, “Hank Paulson has dished out $180 billion to the largest 30 banks in the country in an effort to keep them solvent. It has now become quite clear that the largest banks in the country, with the ‘smartest’ MBAs, took excessive risk, created and then bought their own toxic derivatives, and lied to the public and their shareholders about their true financial position.”

The money managers, the talking heads on financial TV, and the perma-bulls have been proven wrong. It’s time to start listening to the people who have been right.  They have all warned about the dangers of runaway money and credit expansion. Most people are still underestimating the extent of this crisis. They are hoping the stock market will recover and everything will go back up again as it has done before. What will happen is unknown, but it’s dangerous to base your beliefs on the things you want to have happen. If you only want to listen to Wall Street types who constantly express optimism, you can lose even more.

Dr. Krassimir Petrov, writes, “Unfortunately, the depth and length of the crisis are currently being discounted. At the moment, the crisis is in its initial phases.”

Analyst Christopher Laird would agree. He writes, “The U.S. accumulates $9 trillion of national debt in 240 years, and in a mere year and a half, adds another $8 trillion? And for what? The credit markets are still frozen solid.” He continues, “Over $1000 trillion of leveraged markets are unwinding, and if you add up all the central bank efforts to loosen credit markets and do bank bailouts, it adds up to roughly 15 to 20 $ trillion. Well, $20 trillion is not near enough to stop $1000 trillion of markets deleveraging. So, the efforts are doomed to fail.”

James Quinn conveys this worrisome message. “There are $50 trillion of credit default swaps still outstanding. The hundreds of billions in taxpayer funds that have been poured into AIG have been used to pay out CDSs [credit default swaps].

According to the brilliant bank analyst, Chris Whalen, at least $15 trillion of these CDSs will need to be paid out. All the Central Banks in the world cannot create that much paper out of thin air.”

Quinn continued, “Colossal amounts of credit card debt and auto loans will be defaulting in 2009. Consumers currently owe $2.6 trillion of consumer debt, up from $2.1 trillion in 2004, or a 24% increase….With 3 million more job losses in 2009, the credit card losses will be much greater than $100 billion. JP Morgan, Bank of America, and Citigroup will sidle up to the taxpayer trough again due to these unforeseen losses. Nationwide, an estimated $575 billion in new and used auto loans are written every year by auto manufacturers, banks, credit unions and other lenders…..With the average length of auto loans exceeding 5 years and the tremendous downturn, there are millions of consumers underwater with their car loans…..It is quite clear that consumers are collapsing. The toxic combination of reduced spending and mass layoffs will bring down the last remaining pillar of the economy, commercial real estate…..After the coming horrific holiday sales, weak heavily indebted retailers will be filing for bankruptcy en mass. Mall owners that had expanded hastily with generous amounts of debt in the last few years will see rents dry up and their debt payments will choke them to death…..Office occupancy will decline and rental income will tank.”

What’s an investor to do? How do you protect yourself? After the Treasury gave Citigroup $300 billion, one of the bank’s financial analysts wrote these words. “Gold is poised for a dramatic surge and could blast through $2,000 an ounce by the end of 2009 as central banks flood the world’s monetary system with liquidity.” Although silver isn’t mentioned, it should be clear that the reasons for a rise in gold will also boost silver, probably even more so.

According to silver analyst Ted Butler “This decline in base metals and silver byproduct output, as well as the deteriorating world economic conditions have afforded you the opportunity to take advantage of a truly exceptional situation. The circumstances have converged to make silver a better buy than ever before, thanks to the sharp sell-off since summer. Its one thing to say silver is a better buy than ever before, and another to back that statement up. Here’s the backup - It’s in tighter supply than ever and that supply threatens to get tighter. It’s the cheapest it has been in years. World economic conditions favor it more than ever. It has more one-way converts and strong long-term holders daily. The manipulation is closer to ending than ever before. The only thing you must avoid is waiting too long to buy it.”

Editors note:

Michael Webster’s Syndicated Investigative Reports are read worldwide, in 100 or more U.S. outlets and in at least 136 countries and territories. He has published articles for MaximsNews, which is associated with MediaChannel.org and Globalvision News Network, global news and media information services with more than 350 news affiliates in 135 countries. Many of Mr. Webster’s articles are printed in six working languages: English, French, Arabic, Chinese, Russian and Spanish. With ten more languages planed in the near future.

Mr. Webster is America’s leading authority on Venture Capital/Equity Funding. A trustee on some of the nations largest trade Union funds. A noted Author, Lecturer, Educator, Emergency Manager, Counter-Terrorist, War on Drugs and War on Terrorist Specialist, Business Consultant, Newspaper Publisher. Radio News caster. Labor Law generalist, Teamster Union Business Agent, General Organizer, Union Rank and File Member Grievances Representative, NLRB Union Representative, Union Contract Negotiator, Workers Compensation Appeals Board Hearing Representative. Mr. Webster publishes the on-line newspaper the Laguna Journal and does investigative reports for print, electronic and on-line News Agencies.

For more articles Google: “ Michael Webster’s other  writings”

michael Webster
http://www.articlesbase.com/economics-articles/silver-best-bet-for-the-little-guy-it-could-make-you-rich-711607.html

Find a Home for Sale in Arlington - Mass. Real Estate Agency

Author: admin  //  Category: mass real estate

Theres a home for sale out there for you, and were here to help you find it. Our professional local specialists will help you with your search for the perfect home for sale. If you are searching for a new condo, townhome or house, our real estate agents get results in the Arlington, Mass. area. For the best experience finding a home for sale in Arlington, Massachusetts, call us.

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The Ultimate Space DVD Set

Author: admin  //  Category: mass real estate

The Ultimate Space DVD Set

This version is exclusive to the Discovery Channel Store.From our closest neighbor (the moon) to distant galaxies explore bizarre facts about the universe intriguing what ifs and fascinating answers that will inspire more questions.95 Worlds and CountingVisit the solar system’s most exotic real estate the moons. Once dismissed as trivial balls of ice these celestial bodies may hold the key to life in space.If We Had No MoonWithout the moon days would last four hours winds would blow with hurricane force and Earth would be shrouded in a dense toxic atmosphere. What luck that 50 million years ago Earth sustained a major collision that created its moon!The Day the Earth Nearly DiedThe Permian mass extinction was the worst disaster ever to hit Earth. It shattered ecological order and changed evolution forever. Now scientists shed new light on the mystery of the most destructive event in the planet’s history.Unfolding UniverseA team of astronomers and scientists try to find clues to the origins of our galaxy and try to locate a strange presence hidden deep in the core of the galaxy. What they find in this mysterious realm harbors clues to the origin of the world.Understanding the UniverseJoin astronomers and astrophysicists as they probe light years beyond the Milky Way. Get a close-up look at our sun nebulas and supernovas captured by the Hubble Space Telescope.

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Hopkinton, Massachusetts Real Estate for sale - …

Author: admin  //  Category: mass real estate

http://www.StarRealtyHopkinton.com - Lovely Federal front Colonial in coveted Springwood Estates. Defined by elegant rooms and gracious curves, highlights of this open, bright, & uplifting home include dramatic cathedral & trey ceilings, red birch kitchen with abundant granite countertops, office w/ walk-out bay, split stair, sumptuous master suite with cove lighting and private sitting room, & phenomenal finished lower level with full granite wet bar + wine cooler. Delightful, extensively landscaped lot with privacy and presence.

Duration : 0:6:32

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Investing Now to Live the Life You Dream of

Author: admin  //  Category: mass real estate

Have you ever wondered why you haven’t achieved the financial success you so desire? Do you understand what it takes to reach that elusive destination, financial freedom? Anyone can have the success they desire. I dare you to become financially free.

A good definition of financial independence, by the way, is the control of an income stream sufficient to support your current standard of living.

You do not just fall into financial independence. More than anything else, the secret to real wealth is the mindset of wealth.

So you see, my dare is not really as outrageous as it might sound at first. By accepting the challenge, you are taking the first step to acquiring the mindset of wealth. You must be resolved to the fact that with wealth building, there must be dedication. And I guarantee that the opportunity to become financially independent is waiting for you, but you have to make the decision to go for it.

It’s up to you to take that step across the threshold of opportunity facing you now. It’s a decision you should have no hesitancy for. And when you do, you’re on your way to financial independence.

There are four major hurdles you must jump to become financially independent. I could go into a deep explanation of each step but I will save that for another time, I really want to discuss a powerful investment strategy. But I will briefly outline the four steps to financial independence.

So to get started, lets begin with the first of our skills of wealth building and that is earning. You must understand the two basic components controlling your earning power.

The first of these is our ability to perform our chosen line of work, that is, how well do we do what we do. The second and probably the most important factor controlling our earning power, is the demand in the marketplace for whatever it is we’ve chosen to do.

Second, you must build a financial protection account to cover all your expenses in case of an emergency, such as the loss of your income source. Saving is really the second important skill for acquiring wealth. You must have the discipline to build a protection account that will cover all your living expenses for your family, for a period of a year or two.

The third step in becoming financially independent is to begin an investment program. You want to achieve the highest returns on the money that you have designated for your investment program. Your objective now is to accumulate a mass of capital that will generate sufficient income to support your lifestyle without your having to work.

The fourth step to financial independence is too develop enough investment prowess to earn the extra income that allows you to fill your wants and desires. You have your needs met, but now you want to create the extra income that allows you to become financially free, this is where you can basically satisfy most of all your wants.

There, now that we have the four basic steps to financial freedom. I would like to carry on with the main focus of this article.

But I must make it clear that I had set up multiple Avenues of Income first, to put me in the financial situation that affords me the ability to test the waters of many different financial opportunities.

So, now I would like to discuss a powerful investment strategy. This is an investment strategy that has worked well for me in all types of market conditions. And by no means is this a strategy that I designed. In fact, it’s one that has been used successfully from a time long before the modern market and the stock exchange even existed. It’s called value investing.

Value investing is the best long term strategy for creating wealth that’s ever been devised. The theory behind it all is remarkably simple. You can become a value investor by investing your money only in under-valued assets. You can find under-valued assets in stocks and bonds, real estate or a wide variety of other investment opportunities. But whatever the investment asset may be, value investing boils down to the equivalent of buying dollar bills for pennies.

Now, I am sure you are saying “If it’s really that easy, everyone would be doing it.” I want to assure you easy as it actually is, everyone is not doing it. As with all great ideas in the world, only a few recognize them for what they are, and fewer still then decide to act on them.

Under-valued assets exist for reasons that range from fluctuations in the economy to fluctuations in human emotions.

It’s important to understand, however, that you can always find undervalued assets if you are willing to look for them. And, you don’t have to do this all by yourself. Look for investment professionals who operate investment funds and companies using this strategy. Through study and practice you will learn to accurately assess values as a basis for profitable investment.

Another key mindset of wealth is thinking and acting like a business person as well as an investor. Remember the better business person you are, the better investor you’ll be. And the better investor you become, the better business person you’ll be.

Please also keep in mind that value investing may offer important opportunities to take an active role in creating value in your investments. For example, you might turn an unwanted piece of real estate into an income producing asset, or turn a failing business into a thriving business, or create a new product or service based on a need or want you see in the marketplace.

Another form of value investing is investing in yourself and your abilities. There are many ways of increasing the cash flow into your families finances.

Setting up avenues of income that could hold the possibility of creating a passive and/or residual stream of income. If you take the opportunity to set up another stream of income, you would really be increasing your ability to grow anyone of your other investments. And, there are many ways of creating an extra souse of income that doesn’t consume every spare minute that you have. To the contrary, making such a move in your life would possibly result in you’re having even more free time to do the things you love.

The options are endless. The possibilities of a whole knew future are there for the taking.

Howard Platt
http://www.articlesbase.com/finance-articles/investing-now-to-live-the-life-you-dream-of-724083.html